Get Maruti Suzuki Grand Vitara for ₹9,999 a Month – Full Details Inside

Maruti Suzuki’s innovative Grand Vitara financing, featuring low EMIs and a guaranteed buyback

Maruti Suzuki, India's largest carmaker, has just unveiled a truly innovative financing scheme. This new plan offers an easy way for owners of smaller cars like the Alto or Wagon R to upgrade to their popular Grand Vitara SUV, with monthly payments starting at an incredibly attractive ₹9,999.

This isn't just another car loan; it's a smart move by Maruti Suzuki to tap into India's booming SUV market while making car ownership more accessible. Launched as a pilot in Delhi NCR, Mumbai, and Bengaluru, this scheme offers an EMI nearly 20 percent lower than typical Grand Vitara payments. It's a clear sign that Maruti is listening to what Indian car buyers need.

Your Old Car, Your New Down Payment

The genius of this scheme lies in its simplicity: your current car acts as your down payment. Maruti will assess its value, and you also get an exchange bonus. With these factors, the remaining amount is spread over a comfortable five-year repayment period. This means you're borrowing less upfront, directly translating to much lower monthly EMIs. This flexibility extends to all Grand Vitara variants, with the EMI adjusting accordingly.

The Unique 'Buyback' Promise: Peace of Mind

Perhaps the most groundbreaking part is the guaranteed buyback offer. After five years, or 75,000 kilometers, you get three clear choices:

1. Return the SUV: Get a guaranteed 50 percent of its original ex-showroom price back from Maruti Suzuki, removing resale value uncertainty.

2. Continue the Loan: If you love your Grand Vitara, simply settle the remaining balance.

3. Keep the Vehicle Outright: Pay off the balance and the car is entirely yours.

This flexible and low-risk option eases the financial burden of upgrading, as highlighted by Partho Banerjee, Maruti Suzuki's Senior Executive Officer for Sales and Marketing. This guaranteed buyback is a game-changer in a market where resale values can be unpredictable.

Why Now? Maruti Suzuki’s Smart Play

This innovative scheme comes at a crucial time. Small car demand has been slowing, and car prices and interest rates are climbing, making new vehicles tougher to afford. Maruti’s flexible financing is a brilliant strategic move to keep sales momentum going by making popular SUVs more accessible. It’s almost like Maruti is taking a page from luxury car brands, offering similar easy EMI and assured buyback programs, but democratizing it for the mass market.

This isn’t just about selling more Grand Vitaras; it’s about adapting to a changing market. By making SUV ownership less intimidating financially, Maruti is ensuring its continued dominance and helping more Indians realize their dream of owning a bigger, more capable vehicle.

A Pilot with Big Potential

Currently, this scheme is a pilot project in three major metro areas. Maruti Suzuki will monitor its performance closely. If successful, the plan is to roll it out nationwide and even extend it to other models, including the upcoming electric e-Vitara. This shows Maruti’s forward-thinking approach, not just in financing but also in embracing the electric vehicle future.

The timing also coincides with the Grand Vitara’s success, with over three lakh units sold in just 32 months. This new financing scheme is likely to give its sales an even bigger boost.

What This Means for You

For anyone dreaming of upgrading their car, this scheme offers compelling advantages:

• No Big Down Payment: Your current car handles that, reducing immediate cash outflow.

• Predictable Monthly Costs: Lower EMIs make budgeting easier.

• Worry-Free Ownership: The assured buyback option removes resale value stress.

• Flexibility: You decide after five years whether to keep, return, or sell.

All of this comes with the backing of Maruti Suzuki, a brand known for its vast dealer network, reliable service, and trusted heritage. This scheme isn’t just about buying a car; it’s about a new, easier way to experience car ownership.

Reshaping India’s Car Buying Landscape

Maruti Suzuki is making a big bet. They’re hoping this scheme will bridge the gap between the declining small car segment and the booming SUV market. If this pilot succeeds, it could fundamentally change how Indians buy cars. It removes financial barriers, simplifies the process, and offers a safety net, making the dream of owning a modern SUV much more attainable. It’s a bold move that could indeed mark the beginning of a new era in accessible SUV ownership in India.